Auto Loans

Looking for the perfect vehicle to hit the open road? Our auto loans offer competitive financing options that put you in the driver's seat. Whether you're a first-time car buyer, looking to upgrade your current vehicle, or simply searching for a reliable used car, our flexible terms and attentive service will make your car-buying experience a breeze.

• Competitive Financing: Get market-leading rates on both new and used vehicles. Our financing options are designed to fit your budget and help you drive away with confidence.
• Customized Terms: We understand that everyone's financial situation is unique. That's why we offer a wide range of terms tailored to your specific needs. Find the perfect repayment plan that works for you.
• Quick Pre-Approval: Get pre-approved for your auto loan before you even step foot into the dealership. With pre-approval in hand, you'll have extra bargaining power and can shop with confidence.
• Refinancing Options: Already have a vehicle? Consider refinancing to potentially lower your interest rate and monthly payments. Our refinancing process is quick and hassle-free, saving you money in the long run.
• Local Decision-Making: We believe in the power of personal touch. Our quick and local decision-making ensures a smooth and efficient process from application to approval.
• Attentive Service: Our team is dedicated to providing exceptional service at every step of the journey. From the moment you apply to the day you drive off the lot, we're here to support you with friendly and personalized assistance.
• Loan Protection: Safeguard your investment with credit life and disability coverage on loans. Rest easy knowing you're protected in case of unforeseen circumstances.
  • Credit Life & Disability Insurance
  • GAP Insurance
  • Warranty Coverage

Riding into the sunset has never been easier with Envista's motorcycle loans. Whether you're a seasoned rider or a first-time buyer, we've got decisions so fast we might get a ticket.

• Market-Leading Interest Rates: Our competitive interest rates ensure you get the best deal possible, saving you money in the long run.
• Flexible Repayment Terms: Tailor your loan to fit your budget and lifestyle with flexible repayment options that suit your needs.
• Quick Approval Process: Our streamlined process means you'll spend less time waiting and more time on the open road.
• Apply Online in Minutes: No need to leave the comfort of your own home. Apply for your motorcycle loan online, anytime, anywhere.
• Loans for New and Used Motorcycles: Whether you're eyeing a brand-new beauty or a tried-and-true classic, our loans cover both new and used motorcycles.

Are you ready to embark on your next adventure on the open waters or the open road? Our flexible and competitive boat and recreational vehicle loans are designed to take your daydreams to the next level. Whether you're looking to purchase a new boat, RV, personal watercraft, golf cart, ATV, or even lawn equipment, we've got you covered.

• Competitive Interest Rates: We offer attractive interest rates to ensure that financing your new boat or RV doesn't break the bank. Our goal is to make your dreams affordable and accessible.
• Flexible Repayment Terms: Tailor your loan to fit your financial needs with our flexible repayment terms. Choose the repayment schedule that works best for you, ensuring a stress-free borrowing experience.
• Quick Approval Process: We understand that time is of the essence, especially when you're ready to set sail or hit the road. Our streamlined approval process ensures that you receive your loan approval quickly, so you can start enjoying your new adventure sooner.
• Loans for New and Used Purchases: Whether you're in the market for a brand-new boat or a pre-loved RV, our loans cover both new and used purchases. 

Explore the Possibilities

Our recreational vehicle loans extend beyond just boats and RVs. We provide financing for a wide range of recreational vehicles, including personal watercrafts, golf carts, ATVs, lawn equipment, and more. No matter your outdoor passion or adventure, we're here to fuel your journey.

First car? Let Envista be the first place to take care of your loan. If you have limited credit, no worries. Our First Time Auto Buyers Program offers a great way to build credit with a special interest rate just for you.

• Minimum 5% down
• Maximum loan term 60 months
• Maximum mileage 100,000
• Vehicle must be 10 years or newer
• Loan protection available

*Offer available on new or used vehicle loans. Subject to credit approval and program qualifications. Other restrictions may apply. Must be employed for a minimum of one year and have one year minimum at current residence. Maximum loan amount of 50% annual gross salary.

Guaranteed Asset Protection (GAP)

Don’t Go Unprotected — Get GAP!

Cover your vehicle with Guaranteed Asset Protection (GAP) in case your car is totaled or stolen. The estimated cost of GAP at Envista is only $549 - a great savings when compared to alternative GAP plans.

Vehicle prices continue to increase and at the same time we want longer loan terms and are making smaller down payments. It’s typical for a vehicle’s outstanding loan balance to be significantly higher than its actual cash value or Market Value, especially during the first few years of the loan.

If your vehicle is totaled or stolen, your insurance settlement will be based on its actual cash value or Market Value, not the outstanding loan balance. This may create a deficiency balance or a “gap.”

We have the product that could prevent you from incurring a financial loss... Guaranteed Asset Protection (GAP). This product reduces the potential for loss in the event your vehicle is totaled or stolen.

In addition, GAP offers the following advantages: 

• Enrollment is easy, and protection begins immediately.
• We offer protection for a variety of both new and used vehicle types.
• Up to $1,000 of your primary insurance carrier’s deductible may be covered as part of deficiency balance.
• An additional $1,000 towards the financing of a replacement vehicle through Envista Credit Union.

Without GAP, you could end up paying for a vehicle that you can no longer drive, while forced to purchase a replacement vehicle. Drive your dream car knowing you are safe from falling into the “gap!" To learn more about how you can add GAP to your loan, please contact a loan officer at 785-228-0149 or stop by one of our locations today.

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-2257558.1-0918-1020

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, email, text 785-228-8070 or call our lending experts at 785-228-8199.

• Convenience - easy-to-use, 24/7 online shopping experience
• Customer service - expert service through a dedicated call center
• Monthly payments - through a convenient monthly payment plan that fits your budget

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018